This communication in its entirety is for informational purposes  only. The material is based on sources believed to be reliable but we do not represent as to its accuracy or its completeness. Past performance results are not necessarily indicative of future performance. Changes to the assumptions, including valuations or cash flows of any instrument, may have a material impact on any results. This is not an offer to buy or sell any security or financial instrument. The information herein is subject to change without notice.  Additional material is available upon request.